Tata AIA Guaranteed Return Insurance Plan

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Tata AIA Guaranteed Return Insurance Plan

Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan

Key Features:

  • Whole life regular income
  • Option of joint life or single life cover
  • Life long tax free guranteed income
  • Tax free income
  • Return of premium paid to the nominee in case of the death of insured
  • Life insurance 11 times of the annual premium
  • Plan available for age group between 45 - 65 years
  • We, at Tata AIA Life, believe in protecting your dreams at various stages of life without compromising on your basic needs through financial resources. You do not have to think twice to live your dreams as they now come with guaranteed payouts*. We present to you, Tata AIA Life Guaranteed Return Insurance Plan to meets tomorrow's requirements along with protecting your loved ones and dreams as it ensures you of guaranteed returns. This plan helps you fulfill your medium to long term goals such as Child's Education/ Marriage or Retirement planning etc.

    Key Benefits of Tata AIA Guaranteed Return Insurance Plan

  • Flexibility to choose Plan Option: Endowment, Regular Income or Whole Life Income
  • Life cover for the financial protection of your loved ones
  • Guaranteed Additions to boost corpus year on year under Endowment Option
  • Flexibility to cover your spouse in same policy under Whole Life Income Option
  • Choice of Policy Term with limited Premium Payment Term
  • Enhance your protection with optional Riders.

  • Other Insurance Plans

  • Tata AIA Life Insurance Sampoorna Raksha
  • Tata AIA Life Insurance Sampoorna Raksha+
  • Tata AIA Life Insurance Fortune Guarantee

  • Disclaimers

  • 1Guaranteed Monthly Income is a percentage of Total Premiums Paid, depending on the age at entry and the chosen Policy Term. It is payable in arrears for 10, 16 and 24 years for a policy term of 5, 8 and 12 years respectively, starting from the end of 1st month after the end of Policy Term .
  • Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
  • This product is underwritten by Tata AIA Life Insurance Company Ltd.
  • This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
  • Insurance cover is available under this product.
  • In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
  • 2Riders are not mandatory and are available for a nominal extra cost. For more details on the benefits, premiums and exclusions under the riders please refer to the Rider Brochure or contact our Insurance Advisor or visit our nearest branch office.
  • 3Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
  • For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
  • 'Insurance is a subject matter of solicitation'