A Non-linked Non-Participating Term Assurance Plan with Return of Premiums on Maturity
TATA AIA Life Insurance Sampoorna Raksha+ is a plan that not only protects you from uncertainties of life but also gives you return of premiums paid on survival till maturity of the Policy. Moreover, You may opt to receive either a Lump Sum benefit on Death or Lump Sum benefit on Death and Monthly Income for next 10 years.
Key Benefits of Tata AIA Life Insurance Sampoorna Raksha+
Flexibility to choose between two Death Benefit options:
Sum Assured on Death" as Lump Sum benefit on Death
"Sum Assured on Death" as Lump Sum benefit on Death and Monthly Income for next 10 years
Return of Premium1 - in case of survival till maturity
Life Cover for Policy Term of up to 30 years or up to Age 80 years
Choice of Regular or Limited (5 or 10 Years) Premium Paying Term
Lower premiums rates for Non Smokers and Female lives
Enhance your protection with Optional Rider
Large Sum Assured discount for Higher Coverage
Receive tax benefits u/s 80C and 10(10D), as per the applicable Income Tax laws
All Premiums Paid (excluding the underwriting extra premiums and modal loading) will be returned on maturity
Other Insurance Plans
Tata AIA Life Insurance Sampoorna Raksha
Tata AIA Life Insurance Fortune Guarantee
Tata AIA Life Insurance Guaranteed Monthly Income Plan
Insurance cover is available under this product
Riders are not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Riders, please contact Tata AIA Life's Insurance Advisor/ branch
This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than all the Premiums Paid.
In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines
Tax benefits and liabilities under the Policy are subject to prevailing tax laws. Tax laws and the benefits arising thereunder are subject to change. The Policyholder is advised to seek an opinion of tax advisor in relation to the tax benefits and liabilities applicable.
For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale
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